El Dorado Hills, Shingle Springs and Placerville, California Real Estate Listings & Homes For Sale - Pam Murray

Yes! it's official. Pam will be a featured agent on HGTV's "Sleep on it" new episode Jan 1st! Call Pam: 530-642-0971.

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Pam Murray is one of The Top Selling Real Estate Experts™
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Welcome to Pam Murray's El Dorado Hills, Shingle Springs and Placerville Real Estate Website, part 1

Welcome to Pam Murray's El Dorado Hills, Shingle Springs and Placerville Real Estate Website, part 2

Welcome to Pam Murray's El Dorado Hills, Shingle Springs and Placerville Real Estate Website, part 3

Welcome To California Horse Property!

Your Equestrian Real Estate Connection. Here You Can Find Great Information on Horse Properties, Working Horse Ranches, Boarding Stables, Equestrian Communities, Homes and Land for sale in California , Amador, El Dorado, Nevada, Placer, Sacramento, San Joaquin, and Yolo Counties.
If you are looking to buy or sell Horse Property...you have found your Realtor!
- Pam Murray
California real estate Broker

Looking for homes? Search everything the web has to offer, right here! Don't miss Pam's Feature Homes, Land, Equestrian Communities and Horse Properties.

Need local real estate information? I've summarized much of what is important about the El Dorado Hills, Shingle Springs and Placerville and El dorado County real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job!

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top El Dorado Hills, Shingle Springs, Placerville and El Dorado County real estate agent, I have the experience and track record you are looking for. Please let me help.

- Pam Murray
Broker
Horse and Home,inc
RE/MAX GOLD
4359 Town Center Blvd,ste 311
El Dorado Hills,Ca 95762

School Reports in El Dorado Hills, Shingle Springs and Placerville, California

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in El Dorado Hills, Shingle Springs and Placerville

First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Q	Which hazardous substance is contained in sixty-four million houses and apartments?
A	HUD estimates that 64 million homes and apartments built before 1978 contain lead-based paint.
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Pam Murray, REALTOR®, real estate agent and broker for El Dorado Hills, Shingle Springs and Placerville California home listings, property and land for sale - NUMBER1EXPERT(tm)

Pam Murray
Horse and Home,inc
RE/MAX GOLD
4359 Town Center Blvd
El Dorado Hills,Ca 95762
office: (530)642-0971
cell: (916)216-2654
fax: (916)404-0405
PamMurray@remax.net

Pam Murray is a real estate professional as well as an avid equestrian. Focusing on equestrian real estate allows her to utilize her professional experience and her lifetime love of horses. Pam keeps up to date on available properties through all the mainstream real estate channels as well as in the equestrian marketplace. Her marketing efforts are targeted to exclusive publications, direct mail campaigns and networking to find the right property or the right buyer. Pam and her family have lived in El Dorado County since 1986. She is an active member in the community, local horse clubs and is a volunteer with the California Conservation Trail Patrol.

CRS ePro Equal Housing GRI MLS REALTOR wcr

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